Proactive financial insight for smarter business decisions
At HMJ-Finance, we provide high-quality management accounting services tailored to small and medium-sized businesses across the North West and the wider UK. Our goal is to help business owners and directors move beyond basic bookkeeping and gain a clear understanding of their financial performance — so they can make confident, informed decisions that drive growth and stability.
Whatever your needs - drop us an email and we can get something sorted - you don't need to fit one of the packages!
What are management accounts?
Management accounts are periodic financial reports — usually monthly or quarterly — that provide a detailed and current picture of your business’s financial health. Unlike year-end statutory accounts, management accounts are internal tools designed to help you:
- Track revenue and expenditure against budget
- Identify trends and cost-saving opportunities
- Improve forecasting and financial planning
- Prepare for funding applications or investor reviews
- Make strategic decisions based on up-to-date data
1. Monthly or quarterly management accounts
- Customised reporting pack delivered on an agreed schedule
- Profit & loss reporting with variance analysis
- Balance sheet reviews
- Clear, jargon-free commentary and insights
- Visual dashboards using Excel and Power BI
2. Budgeting and forecasting
- Preparation of annual budgets
- Rolling forecasts based on real-time figures
- Mid-year reforecasting for stakeholders or lenders
3. Departmental or cost centre reporting
- Allocation of costs across teams, sites, or departments
- Individual team or depot performance tracking
- IFRS16 lease accounting where needed
4. Strategic financial support
- Financial reporting for board or stakeholder meetings
- Audit and due diligence preparation
- Internal reporting process improvements
5. Dashboard & reporting tools
- Creation of custom Excel models
- Real-time Power BI dashboards
- Forecast vs actual comparisons in visual format
Why choose HMJ-Finance?
HMJ-Finance is led by an Accountant with experience at national and private-equity-backed businesses. We combine strategic insight with hands-on experience, providing meaningful analysis—not just numbers.
From leading the management accounts function for over 250 cost centres at a national business, to building dynamic dashboards for Sales Directors, we bring real-world expertise to your business.
We understand how to deliver financial clarity in a way that supports decision-making, controls costs, and highlights opportunities.
Who we work with
We currently support and are well-suited for:
- Trades and subcontractor firms
- Professional services and consultants
- Retail and e-commerce businesses
- Startups and growing SMEs
Whether you’re preparing for investment, expanding operations, or simply need better financial oversight — we can help.
Get in touch
If you’d like to discuss your requirements or receive a tailored quote, contact HMJ-Finance today.
We’re here to help you understand your numbers, improve performance, and feel confident in your financial decisions.
Contact us