Whatever your needs - drop us an email and we can get something sorted - you don't need to fit one of the packages!
At HMJ-Finance, we provide high-quality management accounting services tailored to small and medium-sized businesses across the North West and the wider UK. Our goal is to help business owners and directors move beyond basic bookkeeping and gain a clear understanding of their financial performance — so they can make confident, informed decisions that drive growth and stability.
Track revenue and expenditure against budget
Identify trends and cost-saving opportunities
Improve forecasting and financial planning
Prepare for funding applications or investor reviews
Make strategic decisions based on up-to-date data
We tailor our services to meet your business's unique needs — whether you require monthly support or a one-off set of detailed reports.
Customised reporting pack delivered on an agreed schedule
Profit & loss reporting with variance analysis
Balance sheet reviews
Clear, jargon-free commentary and insights
Visual dashboards using Excel and Power BI
Preparation of annual budgets
Rolling forecasts based on real-time figures
Mid-year reforecasting for stakeholders or lenders
Allocation of costs across teams, sites, or departments
Individual team or depot performance tracking
IFRS16 lease accounting where needed
Financial reporting for board or stakeholder meetings
Audit and due diligence preparation
Internal reporting process improvements
Creation of custom Excel models
Real-time Power BI dashboards
Forecast vs actual comparisons in visual format
HMJ-Finance is led by an Accountant with experience at national and private-equity-backed businesses. We combine strategic insight with hands-on experience, providing meaningful analysis—not just numbers.
From leading the management accounts function for over 250 cost centres at a national business, to building dynamic dashboards for Sales Directors, we bring real-world expertise to your business.
We understand how to deliver financial clarity in a way that supports decision-making, controls costs, and highlights opportunities.
We currently support and are well-suited for:
Trades and subcontractor firms
Professional services and consultants
Retail and e-commerce businesses
Startups and growing SMEs
Whether you’re preparing for investment, expanding operations, or simply need better financial oversight — we can help.
If you’d like to discuss your requirements or receive a tailored quote, contact HMJ-Finance today.
We’re here to help you understand your numbers, improve performance, and feel confident in your financial decisions.