About us

About HMJ Finance

Real Experience. Real Support. Real Results.

HMJ Finance was founded to offer small businesses a better way to manage their finances — one built on trust, clarity, and real-world experience.

With over a decade of hands-on experience in bookkeeping and finance roles, HMJ Finance understands the realities that business owners face. From sole traders to established SMEs, we’ve supported companies across a range of industries, helping them stay organised, compliant, and confident in their financial decisions.

Launched in 2025, HMJ Finance brings together the professionalism of a traditional finance department with the flexibility and personal touch of a modern, independent service.

Our Values

At the heart of HMJ Finance is a set of simple but powerful values that shape how we work with every client:

• Personal Service – We take time to understand your business, your goals, and how you like to work. No one-size-fits-all here.

• Flexibility – Our packages adapt as you grow. Whether you need weekly check-ins or hands-off reporting, we’ll flex to fit.

• Clarity – We speak in plain English, avoid jargon, and focus on giving you clear, actionable financial insight.

• Trust – Your finances are personal. We treat your data with care, your goals with respect, and your deadlines as our own.

• Partnership – We don't just process numbers — we support decisions. Think of us as an extension of your team.

Our Mission

To empower small businesses with practical, flexible finance support that builds confidence and drives growth — without the complexity or cost of hiring in-house.

We believe every business, no matter the size or stage, deserves access to dependable, strategic finance guidance. Our mission is to deliver that through a service that’s friendly, responsive, and built on experience.

Our Vision

To become the trusted finance partner of choice for small and growing businesses across the North West and beyond — offering peace of mind, improved financial control, and a stronger foundation for success.

Why Work With HMJ Finance?

• Over 10 years’ experience in hands-on finance roles

• Trusted by businesses across multiple sectors

• Fully flexible packages, no long-term tie-ins

• Based in Manchester & Warrington, supporting clients UK-wide

• Dedicated, down-to-earth support — every step of the way

Whether you're just starting out or scaling up, HMJ Finance is here to support you with reliable, tailored solutions that make financial management easier — and your business stronger.